Effective date: 19th October, 2026
This website is operated by NCDF Group, using the Vardent brand. We are responsible for determining how personal information submitted through this website is used.
Contact us through the Contact page and select Privacy request, or write to us. While the corporate name-change application is pending, the legal operator remains Konto Financial Group Plc.
We collect the information you choose to submit through an enquiry, interest or subscription form. Depending on the form, this may include your name, contact details, role, organisation, business location, business activity, selected needs and message. Where business information identifies an individual, we treat it as personal information.
Please do not submit passwords, PINs, one-time codes, identity documents, bank statements, medical information or personal records about other people through these forms.
We use enquiry information to understand and respond to the request, consider relevant engagement opportunities and maintain an appropriate record of correspondence. We may analyse business needs in a form that does not identify individual participants to inform the development programme.
We use subscription information to provide the updates you request. We also process limited technical information where necessary to operate and protect the website. The Cookie Notice explains any cookies and similar technologies used.
We rely on the lawful basis appropriate to the activity. Responding to an enquiry and maintaining necessary correspondence may be based on our legitimate interests, subject to assessment of your rights and expectations. Processing required by law is based on the relevant legal obligation. Optional promotional updates are based on your consent, which you may withdraw at any time.
Where a new activity requires a different basis or additional information, we will explain it before proceeding. Reading this notice is an acknowledgement of information, not blanket consent to unrelated processing.
Access is limited to people who need the information for the stated purpose and service providers supporting the website, communications and record management under appropriate arrangements. We may disclose information where legally required.
An initial enquiry does not authorise unrestricted sharing with NCDF companies, EmergX businesses or prospective partners. If a proposed referral requires sharing your information, we will explain the recipient, purpose and lawful basis beforehand.
Details of relevant hosting and service-provider locations: [insert verified provider categories and countries]. If processing involves an international transfer, we will apply the safeguards required for that transfer and provide relevant information on request.
We keep information only for as long as needed for the stated purpose, taking account of applicable legal requirements and the need to resolve issues. Our enquiry retention period is [approved period or specific criteria]. Subscription records are retained while the subscription remains active, with limited records retained where necessary to respect an unsubscribe request or meet an applicable obligation.
Subject to applicable law, you may request information about processing, access to your personal information, correction, deletion, restriction or portability, and you may object to relevant processing. You may withdraw consent where processing relies on it. You may also raise a complaint with the Nigeria Data Protection Commission.
Use the Privacy request option on the Contact page or the privacy contact above. We may need proportionate information to verify a request. Exercising a right does not require subscribing to updates.
We apply appropriate organisational and technical measures to protect information. No website can guarantee absolute security, so please use the forms only for the limited information requested.
These forms do not make automated credit decisions, open accounts or determine financing approval. Any later regulated service will require its own appropriate information and terms.
We will update this notice when the website’s information practices materially change and display the revised effective date. Where required, we will provide additional notice or seek a new choice before using information for a different purpose.
