We are developing Vardent around the financial needs of productive enterprises. Our proposed approach brings together business understanding, responsible financing and accessible service, supported by suitable technology and institutional partnerships.
The areas below describe our development priorities. They are not products currently available for application.
Understanding the cash-flow and investment needs of established micro, small and growing businesses. The aim is to develop financing suited to the activity being funded and the customer’s capacity to meet its obligations.
Exploring how businesses could acquire equipment that improves output, service quality or operating efficiency, including appropriate power and refrigeration systems.
Examining finance linked to identifiable stock, suppliers and trading cycles. Reliable information about sales and collections is central to this approach.
Understanding the requirements of independent healthcare and other essential-service enterprises, with attention to operating permissions, equipment use and sustainable cash flow.
Identifying the records, knowledge and practical support that help business owners engage with formal financial institutions. Register your needs to inform future programme design.
Exploring delivery arrangements that combine suitable technology, clear provider responsibilities and useful local support.
Understand the customer, the activity and the problem to be addressed.
Test customer demand, commercial viability and the appropriate regulatory framework.
Define products, controls, documentation and service responsibilities.
Establish the people, systems, capital and approvals required for delivery.
Launch authorised services within a defined scope and assess their performance and customer outcomes.
You can tell us about your business, submit a partnership enquiry or register an interest in future developments. We are not currently accepting applications for bank accounts or financing facilities.
When a service becomes available, its provider, eligibility criteria, charges, terms and complaints arrangements will be explained before customers decide whether to proceed.
